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OUR AGENTS

Iriela Napoles A. Agent License ID: 3635855
Miami Realtor/ Especialista en rentas, compradores e inversionistas en Florida.
Ayudo a familias a encontrar hogar en Miami sin estrés y con atención real.
Miami, Hialeah, Broward, South Florida.
Contact me today for showings, rentals & home buying assistance.

ESSENTIAL INSIGHTS FOR SOUTH FLORIDA HOME BUYERS

How much do I need for a down payment on a home?
Down payment requirements vary by loan type and financial profile. While 20% is traditional, many South Florida buyers successfully secure homes with as little as 3% down through conventional loans or FHA loans requiring 3.5%.
What’s the difference between pre-qualification and pre-approval?
How does my credit score affect my mortgage rate?
What are closing costs, and how much should I expect to pay?
How long does the homebuying process usually take?
Can I buy a home if I’m self-employed or have irregular income?
What’s included in my monthly mortgage payment?

What is a 2-1 buydown, and how does it work?

Who pays for the 2-1 buydown—the buyer, the seller, or the lender?

CONTACT MIAMI TOP REALTY FOR EXPERT GUIDANCE

9485 Sunset Dr, Miami, FL 33173, USA
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